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Health Insurance Advice Blog

Why Jones Act Seaman Should Not Use Private Health Insurance For A Work Related Injury

One concern with attempting to use your own private insurance to pay for a work-related maritime injury relates to the language of your insurance policy. Many private health insurance policies contain language which states that the policy does not provide coverage for a work-related injury.

Who Gets Open Enrollment Health Insurance?

Open enrollment health insurance is more or less the option that people who cannot qualify for a standard health insurance avails of. They are not qualified for other types of insurance which can more or less be because of three reasons. This type of insurance can normally be availed of from non-profit health organizations. As mandated by law, anybody who will be applying for an open enrollment health insurance should not be declined.

Finding a alternative to COBRA

Carmen does not know how long she may be without insurance. She is aware what kind of financial burden she could insure if she goes without. But, after loseing her job as a sales person she is forced to look at all the options she has open to her.

SCHIP And The Health Of Our Children

The new administration in the United States government has promised that health care will be a priority in the future. How that will actually play out remains to be seen. There are millions of uninsured children in the country who need immediate care and physical checkups.

Michigan Group Insurance Premiums Highest in Country

A new report from Families USA, a health care research group, found that group health insurance rates were increasing more than wages at the fastest rate in the nation. Health insurance rates for employer-sponsored plans went up by 78.2 percent from 2000 to 2007, yet wages only increased by 4.6 percent in the same period.

News: Schwarzenegger Vetoes Health Insurance Consumer Protection Bill

Why would Governor Shwarzenegger veto this bill that seems to protect consumers? Some critics of Shwarzenegger also say that he is going back and forth on his health insurance initiatives, by vetoing this bill.

News: Health Insurance Mental Health Parity Will Become Law

In the mental health provision, group health insurance plans will now be required to cover mental treatments as they would physical. In the Senate, a part of an alternative fuels, energy conservation and renewable energy bill is the mental health parity.

Alabama State Employees Must Pay For Coverage If Obese

The first state in the US to require obese state employees to pay for their own health insurance is Alabama. Alabama is currently penalizing state employees for other unhealthy habits, such as smoking. A smoker has to pay $24 a month for their insurance. If you are a smoker and obese, you will be forking over $49 a month.Employees\’ insurance Board.

Health Care Campaign 2008: Governor Sarah Palin

Even if you aren\’t following the presidential election, you probably heard about Republican nominee Senator John McCain\’s pick for vice president: Alaska Governor Sarah Palin. Governor Palin has been touted by Republicans as a fresh face for Washington, a reformer, and a true conservative - not to mention that she\’s the first female on the Republican presidential ticket and she would be the first female vice president in American history.

Group and Small Business Health Insurance - Presidential Health Care Campaign 2008

Presidential Health Care Campaign 2008:When it comes to rising health insurance and health care costs, there’s one group that’s hit especially hard: small businesses. These days, if a small business can afford group health insurance for its employees, it’s just short of a miracle.

Will My Insurance Pay For Dental Implants

Surgical implants insurance coverage are somewhat limited in it’s scope. Most of them normally do not provide coverage for cosmetic procedures. There are some insurance companies that specifically provide dental implant insurance coverage. Definitely you would have to pay a more expensive monthly premium than the regular dental insurance policy.

Different Dental Plans

Most of these plans provide a price list or fee schedule with the discounted dental fees and/or costs listed either on their web site or in membership materials to ensure consumers receive the savings they were promised. Discount plans activate anywhere from the same day one enrolls to five business days later.

Benefits of a Family Dental Plans

In addition to being easier and more convenient, having one provider for the whole family can also be less stressful than if each person were to deal with a different provider. Another positive benefit of a family dental plan is that most people find it preferable to have one dental care provider for their entire family.

Single Travel Trip Insurance

If you know this is going to be a once in a blue moon thing, leaving the country, you will want to make sure that you only purchase travel insurance for one trip. This saves you cash that you can easily spend while on your vacation.

Dental Insurance For Small Business

To find the right small business dental plans is quite a tedious process. You have to do a lot of research and comparing between many different plans. Nevertheless there are numerous dental insurance plans on the market that will fit into your business and employees.